24hr Support Line 0800 6300 443

Which bills to pay first?

Some bills are more important than others.  Which bills to pay first?

COVID-19 Financial Advice

If you work in the horseracing industry and have been affected financially by the Coronavirus, we are here to offer you monetary guidance and support. There are support measures in place from the government to help you and remember, if you work in racing, you are never alone; our welfare officers and advisors are here to help over the phone on 0800 6300 443.

If you need help with your energy bills go here.

The charity  Stepchange  can also help if you are worried about your finances or current debt solution.

This comprehensive advice and guidance page  from the Money Advice Service covers all aspects of how the Coronavirus might affect your financial situation and all the support measures available to you.

For advice on claiming benefits click here. Check this page regularly as it will continue to be updated with the arrangements the Department for Work and Pensions is making to support those who are affected by coronavirus.

Here is a comprehensive online benefits calculator and grant checker from financial support charity TURN2US.

Why is it important to pay bills?

Priority bills need to be paid first. Not doing so can have serious consequences like being evicted if you don’t pay your rent or facing a large fine if you don’t pay your TV licence.

The most important bills to pay first are:

If you cannot pay money you owe to any of these organisations you need to let them know immediately.

Other money you owe

Are you behind with other money that you owe, such as a hire purchase or an outstanding doorstep loan? If so, you may feel pressured to pay these before your priority bills, especially if they send letters that sound more threatening or if they knock on your door. You should, however, continue to pay your priority bills first.

Keep paying your priority bills first - this will keep a roof over your head and help you avoid costly fines or having your energy supplies cut off.

Get help with money you owe

Do get help with your other debts as soon as you can – if you cannot pay money that you owe there will be a solution and an experienced money advisor can help you with this.

Look at our section on Help with Debts or give us a ring – don’t delay – once you are in debt it can quickly become very stressful and you don’t need to try and solve this on your own.

Contact us now on 0800 6300 443 

*Loan sharks

If you owe money to a Loan Shark get help immediately. A loan shark is an unlicensed money lender – they often charge very high interest rates and can be very threatening and difficult. Help is available to anyone who has been the victim of a Loan Shark. It’s free, confidential and can give you any protection and support you may need.

Get Support

If you work in horseracing and you have been affected financially by COVID-19, it can be a particularly anxious and upsetting time. We can provide you with 24 hour support and give you the guidance you need.

Get Support Now

Racing Welfare’s 24 hour support line enables people to access support and
guidance through digital and telephone options.

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