24hr Support Line 0800 6300 443

Money Matters

Money Matters

Racing Welfare provides support and advice regarding debts, benefits, pensions
and budgeting along with an online grants application process.

Our Information, Advice and Guidance services are matrix accredited


Home Energy Grant

Racing Welfare is offering Home Energy Grant to those who currently work or are retired from working in the thoroughbred racing and breeding industries. Racing Welfare can award grants to those who wo...

About Racing Welfare grants

Racing Welfare may be able to assist eligible individuals who are in need with a grant. Grants can be awarded for a variety of goods or services that will aid someone’s wellbeing and/or improve ...

Free gambling awareness workshops

People working in sport are four times more likely to be impacted by gambling related harm. The impact of problem gambling is far reaching and the addiction often does not exist in isolation. Gambling...

Borrowing money

We understand that the cost of living crisis is troubling for many but we are here to offer you monetary guidance and support. There are support measures in place from the government to help you and r...

Making the most of your money

Top 5 Hints and Tips Money tight? Are you receiving all of the money that you possibly can? There are many ways to make your money go further whether you are reaching retirement, starting a family or...

Racing Welfare Grants Criteria

About Racing Welfare Grants...


A budget is a plan for your money. It tells you how much money you have coming in, how much you need to allow for essential costs and how much you have left towards other things you need....


Are you missing out on benefits you are fully entitled to? Every year billions of pounds worth of benefits go unclaimed in the UK so it is well worth keeping a track of your entitlements....

Debt and Wellbeing

You are not alone.  We understand that debt can accumulate for a variety of reasons and it is important you realise we are here to support and advise you. It may be that you’ve had a personal ...


As a parent or guardian working in the racing industry, we understand that it can be a real challenge to find good quality childcare to fit in with your working life.  You are your child’s mos...

Statutory Sick Pay

Statutory Sick Pay (SSP) is money paid to you by your employer if you are sick or unable to work and is available for up to 28 weeks....

Which bills to pay first?

Some bills are more important than others.  Which bills to pay first?  ...

Understanding your payslip

You should be issued with a payslip every time you are paid. This should be in a sealed envelope or through a password protected email....

About State Pension

The State Pension is a regular payment from the government which most people can claim when they reach State Pension age. The point at which you reach State Pension age depends on your year of birth. ...

Income Tax & National Insurance

All employees pay Tax and National Insurance through the PAYE (Pay As You Earn) system. This is worked out automatically through whichever payroll program your employer uses....


Bailiffs (also known as Enforcement Officers)  ...

Bank Accounts

Why do you need a bank account?...

Workplace Pensions

What are Workplace Pensions?...

Legal Advice available through Racing’s Support Line

Do you have a legal problem and want to know where you stand?  Do you work or are you retired from the horseracing and breeding industry? If so, then you can access confidential and impartial lega...

NHS Dental Treatment

The NHS will provide any treatment that you need to keep your mouth, teeth and gums healthy and free of pain. Your dentist must make clear to you which treatments can be provided under the NHS and whi...

Get Support Now

Racing Welfare’s 24 hour support line enables people to access support and
guidance through digital and telephone options.

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